When either or both the lords of the 2nd and the 11th houses are placed in debility, trika houses (the 6th, 8th or the 12th house) or with malefic planets OR the 2nd or the 11th house contains a debilitated planet.
Daridra Yoga, as the name indicates, this is an unfavourable planetary combination for lack of financial stability. In this yog, the 11th house is studied. The 11th house is known as Labha-sthan. This house deals with income, prosperity, gains, profit, friends, elder brother or sister, hopes and aspirations and their fulfillment.
This is an unfortunate Yoga, as Daridra means pauper or beggar. When this yoga is activated, it gives acute financial crisis, loss of wealth, job, prestige, hardship and health problems related to eyes and ears.
This yoga doesn’t mean that you will be a beggar. This yoga indicates the difficulties in amassing wealth. This can lead you to a situation where you can find obstacles in making and saving money. At the same time, such obstacles are seen to have gotten diminished in the latter half of life. You should not forget that the 11th house is also known as the Upachaya house. Upachaya house means, the matters allotted to that house will progress according to the time. So, you have to lay a foundation set.